Frequently Asked Questions

Can I still get a mortgage if...?

I have county court judgements on my credit file?

YES, you can and possibly at high street rates but this will depend on the value of the CCJ's and the dates they were issued.

I am self employed and have no accounts for my business?

I have missed the last 6 repayments on my current mortgage?

I have missed repayments on my current credit cards and loans?

I am bankrupt?

I have an IVA which has been running for 2 years satisfactorily?

I have no income proof can I have a 100% mortgage?

I have a mortgage and don't want to sell my existing property but want to buy another one to live in?

I want to buy a flat above a fast food outlet?

I have the right to buy my council house but also want to raise extra cash for home improvements?

Your home may be repossessed if you do not keep up repayments on your mortgage. The overall cost for comparison is 5.8% APR. The actual rate will depend upon your circumstances. Ask for a personalised illustration.

We charge no fees up front, when the lender produces a formal mortgage offer our fee of £645 is payable.

Authorised and Regulated by the Financial Services Authority Ref 301701
Licensed by the Office of Fair Trading Ref 550587
Member of The Assocation of Mortgage Intermediaries

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Call freephone 0800 328 3684

Tuesday 7th September