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Best Buys

Best buys

This is where we tell you about the latest rates and special plans available for you to peruse.

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This information will change from time to time as lenders change their plans, so please check this page regularly.

Please feel free to ask us for further information.

A selection of the best deals picked by us

95% mortgage

  • 6.99% fixed until 2/8/2013
  • Reverts to 7.34% variable
  • Overall cost for comparison 7.7% APR
  • ERC 4% of the advance until 2/8/2013
  • HLC may apply
  • No extended tie in

90% self certified income

  • 8.79% fixed for 3 years
  • Reverts to 8.79% variable
  • Overall cost for comparison 9.3% APR
  • ERC 7% of the advance in year 1, 6% years 2 and 3
  • HLC may apply
  • No extended tie in

95% with Adverse credit

  • 8.19% Fixed rate for 3 years
  • Revert to 8.19% variable
  • Overall cost for comparison 8.7% APR
  • ERC 7% of the advance for year 1 then 6% in years 2 and 3
  • HLC may apply
  • No Extended tie in
  • CCJs over 2 years ago ignored
  • Defaults over 2 years ago ignored

Shared ownership mortgage

  • Bank base rate + 0.95% for life
  • Currently 5.95%
  • Overall cost for comparison 6.7% APR
  • No Tie ins
  • No HLC

FREE valuation remortgage

  • 5.59% Fixed rate for 2 years
  • Reverts to 8.10% Variable
  • ERC 5% of the advance year 1, 4% year 2
  • The overall cost for comparison is 8.3% APR
  • No HLC
  • No Extended tie in

Explanation

ERC – Early repayment charge
APR – Annual percentage rate
HLC – Higher lending charge
APR – The overall costs for comparison are shown actual rate will depend on circumstances, ask for a personal illustration

PLEASE ASK FOR OTHER SPECIALLY SELECTED DEALS AND FULL TERMS AND CONDITIONS

The overall cost for comparison is 8.6% APR. The actual rate will depend upon your circumstances. Ask for a personalised illustration.

Your home may be repossessed if you do not keep up repayments on your mortgage

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