Poor credit rating?
Self employed
No accounts?
Best Buys
This is where we tell you about the latest rates and special plans available for you to peruse.
This information will change from time to time as lenders change their plans, so please check this page regularly.
Please feel free to ask us for further information.
A selection of the best deals picked by us
95% mortgage
- 6.99% fixed until 2/8/2013
- Reverts to 7.34% variable
- Overall cost for comparison 7.7% APR
- ERC 4% of the advance until 2/8/2013
- HLC may apply
- No extended tie in
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90% self certified income
- 8.79% fixed for 3 years
- Reverts to 8.79% variable
- Overall cost for comparison 9.3% APR
- ERC 7% of the advance in year 1, 6% years 2 and 3
- HLC may apply
- No extended tie in
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95% with Adverse credit
- 8.19% Fixed rate for 3 years
- Revert to 8.19% variable
- Overall cost for comparison 8.7% APR
- ERC 7% of the advance for year 1 then 6% in years 2 and 3
- HLC may apply
- No Extended tie in
- CCJs over 2 years ago ignored
- Defaults over 2 years ago ignored
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Shared ownership mortgage
- Bank base rate + 0.95% for life
- Currently 5.95%
- Overall cost for comparison 6.7% APR
- No Tie ins
- No HLC
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FREE valuation remortgage
- 5.59% Fixed rate for 2 years
- Reverts to 8.10% Variable
- ERC 5% of the advance year 1, 4% year 2
- The overall cost for comparison is 8.3% APR
- No HLC
- No Extended tie in
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Explanation
ERC – Early repayment charge
APR – Annual percentage rate
HLC – Higher lending charge
APR – The overall costs for comparison are shown actual rate will depend on circumstances, ask for a personal illustration
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PLEASE ASK FOR OTHER SPECIALLY SELECTED DEALS AND FULL TERMS AND CONDITIONS
The overall cost for comparison is 8.6% APR. The actual rate will depend upon your circumstances. Ask for a personalised illustration.
Your home may be repossessed if you do not keep up repayments on your mortgage
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